Credit Card Authorizations & Processing

At Cyco, we’re committed to providing a secure, seamless shopping experience while ensuring your orders ship quickly and accurately.

Why We Authorize Your Card at Checkout

When you place an order, your credit or debit card may show a pending authorization or a small hold (often $1). This is a standard industry practice used to:

• Confirm the card is valid

• Ensure sufficient funds are available

• Help prevent fraudulent transactions

This temporary authorization does not mean you’ve been charged — it simply reserves the funds until the order is confirmed and ready to ship.

When We Actually Capture Payment

We only capture funds (charge your card) when your order has been:

• Shipped

• Invoiced

This policy ensures you're only billed once your products are on the way to you.

What to Expect on Your Bank Statement

• You may see a pending charge or a $1 temporary hold when you place an order.

• This authorization will automatically drop off within 2–5 business days, depending on your bank’s policies.

• If you used a debit card, the hold may affect your available balance during that time.

Why This Matters

By verifying your payment method upfront, we can:

• Prevent fraudulent or declined payments

• Process and ship your order without delays

• Keep your checkout experience smooth and secure

If you have any questions about a pending charge or need help with your order, our support team is always happy to assist.